Company | Business | Net Interest Margin | NPL | Capital Adequacy Ratio | Notes |
Singapura Finance Ltd | provides loans and advances upon the security of freehold or leasehold properties by way of mortgages. Through its subsidiaries, the Company also provides estate agency, management, and nominee services. | 2020 = 1.57% (2019 = 2.18%) | Secured by collateral 2020 = 3.5% (2019 = 4.4%) Unsecured and fully provided for 2020 = 0.5% (2019 = 0.8%) | 2020 = 25.7% (2019 = 27.4%) | 1. Net interest margin = 1.57% (2019 = 2.18%) 2. NPL Secured by collateral = 3.5% (2019 = 4.4%) - Unsecured and fully provided for = 0.5% (2019 = 0.8%) 3. Capital adequacy ratio = 25.7% (2019 = 27.4%) |
Hong Leong Finance Ltd | principal activities relate to financing business augmented by secondary non-lending activities, involves taking deposits and savings from the public and providing financing solutions and services that include corporate and consumer loans, government assistance for SMEs, corporate finance and advisory services. All activities are carried out in the Republic of Singapore. | 2020 = 1.1% (2019 = 1.5%) | Secured by collateral 2020 = 0.9% (2019 = 0.7%) Unsecured and fully provided for 2020 = 0.1% (2019 = 0.1%) | 2020 = 16.4% (2019 = 15%) | 1. Net interest margin = 1.1% (2019 = 1.5%) 2. NPL Secured by collateral = 0.9% (2019 = 0.7%) - Unsecured and fully provided for = 0.1% (2019 = 0.1%) 3. Capital adequacy ratio = 16.4% (2019 = 15%) |
Sing Investments & Finance Ltd | Principal activities are the acceptance of fixed and savings deposits from the public and the provision of loans and credit facilities to individuals and corporations, particularly the small and medium-sized enterprises (SMEs) in Singapore | 2020 = 1.7% (2019 = 1.7%) | 2020 = 2.8 % (2019 = 2.8%) | 2020 = 16.3% (2019 = 14.4%) | 1. Net interest margin = 1.7% (2019 = 1.7%) 2. NPL = 2.8 % (2019 = 2.8%) 3. Capital adequacy ratio = 16.3% (2019 = 14.4%) |
Singapore Finance Companies
12 May, 2022
Category: Financial
Tags: Finance Company
A brief overview of Singapore's finance companies and the comparisons between them.
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