Loan Offerings by Malaysian Banks
Malaysian banks display varying focuses in their loan
portfolios, catering to diverse customer needs. Here's a breakdown of the
standout offerings from key banks:
- Residential
Loans
- Public
Bank leads with 42.2% of its portfolio in residential loans, highlighting
its strong emphasis on home financing.
- CIMB
and Maybank follow with 34% and 30.2%, respectively.
- Working
Capital Loans
- Maybank
dominates this category, allocating 30.1% of its portfolio to working
capital loans. CIMB (24.8%) and RHB (33%) are also significant
contributors.
- Purchase
of Transport Vehicles
- Public
Bank stands out with 17.9% of its portfolio dedicated to vehicle
financing, followed by Hong Leong Bank at 11.5%.
- Personal
Financing
- Affin
Bank has a strong presence in this segment, with 11.2% of its portfolio
focused on personal loans. Aeon Credit also shines here with 34.3%.
- Construction
Loans
- Maybank
leads construction financing at 3.7%, closely followed by CIMB (2.3%) and
RHB (3.1%).
For those seeking specific types of loans, understanding
these bank profiles can help in selecting the right financial partner.